Current Loan Rates
It doesn’t matter if you are looking for a new or used, car, truck or van, First Street Federal Credit Union has a loan that will fit your needs. The process is easy, the rates are great and the convenience is unmatched. Your loan payment can be automatically taken from your paycheck and paid electronically with payroll deduction. No worries about missing a payment. No hassle with writing checks or finding stamps.
Automobile Loans
| Current Loan Rates | ||
| Effective Date: Tuesday, December 3rd, 2024 | ||
| Model Year | Repayment Terms | *APR As Low As |
| New Collateral | Up to 84 Months | 5.75% |
| Used Cur Yr Model | Up to 84 Months |
5.75% |
| 2023 - 2022 | Up to 84 Months | 5.75% |
| 2021 - 2018 | Up to 72 Months | 5.75% |
| 2017 - 2015 | Up to 60 Months | 5.75% |
| 2014 & older | Up to 60 Months | 5.75% |
| CALL TODAY (337) 463-3621....WE ARE HERE FOR YOU....MEMBER OWNED....LOW RATES....CALL TODAY | ||
| Example: For a $30,000 new car loan for a term of 60 months with a 5.75% APR, the monthly payment will be approximately $576.43 (TT&L not included). | ||
APR = Annual Percentage Rate
Unsecured & Secured Loans
| Unsecured / Signature | |
| Effective Date: Tuesday, December 3rd, 2024 | |
| Unsecured / Signature | *APR As Low As |
Depending on Your Credit Score, you could be eligible for up to $15,000.00 |
8.50% |
| Share Secured | |
| Effective Date: Tuesday, December 3rd, 2024 | |
| Share Secured | *APR As Low As |
| 2.0% above dividend rate being earned on account secured. | |
APR = Annual Percentage Rate
Rates are subject to change. Rates and terms are dependent on credit qualifications and loan terms. Rates listed are the lowest possible APRs available. Your actual rate is based on previous and current credit performance.
* APR – Annual Percentage Rate All loans subject to final credit approval. For current rate information, you can come by or call.
** On New Collateral Loans, depending on the Manufacturers Suggested Retail Price, you may be eligible for financing of up to 84 months. Contact us today for more details.
We also offer loans for various other vehicles including boats, water sport vehicles, motorcycles, campers and RV’s. If you are looking for great financing to fund your recreation, give us a call at (337) 463-3621.
| Tractors | ATV /4-Wheeler | Major Appliances |
| Computers | Stock Trailers | Golf Carts |
| Monogramming Machines | Riding Mower | Airplanes |
| Welding Machines | Motorcycles | Travel Trailers / RV's |
| Pianos / Organs | Tillers | Compressors |
| Air/Heating Units | Flatbed Trailers | Sewing Machines |
| Lathes / Saws | Water Sports Vehicles |
Boats |
What Can We Help You with Today?
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